Life Settlements is a growing asset class for capital market investors, and is attracting the attention of institutional capital from around the globe. Before investing, there are many issues investors should be aware of. This webinar focuses on the risks associated with this market, the pros and cons, and what makes Life Settlements an attractive opportunity for institutional investors.

For years the Life Insurance industry was marketing premium finance programs to wealthy clients, but had not spent the time needed to structure the financing in a way which would enable the transaction to work for the long term. The majority of financing transactions available had left clients without an exit strategy and had put restrictions upon the policy which eliminated much of the benefit and reason for entering the transaction originally. This section focuses on the changes within the traditional premium finance marketplace over the last five years, and how this has benefited the structure of these transactions.

• Cost of Borrowing vs. Crediting Rate
• Traditionally Diminishing Economic Benefit
• Issuance of Policies Coupled with Financing Packages
• Impacts on the Sale of the Policy

As more Life Settlement portfolios enter the secondary market, liquidity will increase and prices for established Life Settlement portfolios will rise. With this comes securitization. This presentation discusses the recent developments that are impacting securitization, and how to position your deals accordingly.

• New York Proposed Life Settlement Laws
• NAIC & NCOIL Model Laws
• Hybrid Premium Finance Programs
• Barriers to Securitization